YOUR KIDS WILL LEARN ABOUT MONEY ONE WAY OR ANOTHER

MAKE SURE THEY

LEARN IT FROM YOU

The Money Adventure Starter Kit is the 30-day family challenge for parents who want to raise a kid who knows the value of a dollar in a world built to spoil them.

Starting today. No finance background required.

The Money Adventure Starter Kit

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THE MONEY ADVENTURE STARTER KIT™

Shopping with parents
Kids Financial Literacy
Shopping with parents

Your kid is getting an education in money every day.

Some of it comes from out there.

The friend with the newest thing. The creator who unboxes a "haul." The game that asks for five dollars and always gets a yes. The lesson lands every time: spending feels good, more is better.

But the loudest lessons come from home.

The packages on the porch. The "sure" at the checkout. They rarely see a tradeoff, because you can absorb it without blinking. So they learn the thing you never meant to teach: there's always more, and it costs you nothing.

You didn't do this by accident. You did it because you could.

And because giving them more than you had felt like the whole point.

Mom holding a dollar
Kids doing chores

If you are quietly worried you are raising a kid who expects everything and appreciates nothing, you are not a bad parent.

The reason usually comes down to one of three things.

Problem No 1

YOU DON'T WANT THEM TO FEEL WHAT YOU FELT

A lot of us grew up with money as a source of stress. So we did the loving thing and shielded our kids from all of it. No worry, no lack, no friction. The catch is that a kid who never feels the weight of money never learns to respect it. We've protected them right out of the lesson.

Problem No 2

THE CHORE CHART THAT LASTED TWO WEEKS

Maybe you did start. A chart on the fridge, a few dollars, one good Saturday. Then life happened, the novelty wore off, and money went back to being something your kid sees but never understands.

Problem No 3

NOT KNOWING WHAT TO SAY

Even with a free afternoon and the best intentions, most of us freeze when it is time to talk. You want to explain money, but don't want to scare them or complicate it to the point that you're getting out your tax returns. The ideas are simple. The words are the hard part.

Lids Financial Literacy
Kids doing chores

You already know your kids need a financial education.

That's not the problem.

THE ISSUE IS...

The financial literacy resources out there are one-size-fits-all and built for adults.

Kid holding coins

THE GOOD NEWS IS YES, THERE IS A WAY TO...

Kids saving money

Know exactly where to start with your child right now. Without waiting for the perfect age or the perfect moment that never actually comes.

Build a money routine your family will actually keep up. Instead of one that lives on the fridge for two weeks and quietly disappears.

Have the conversations with confidence. Using real words, for real kids, without accidentally passing on a lifetime of money anxiety.

There is a straightforward approach that works for any parent.

One that raises a grounded kid, even in a world working overtime to spoil them.

FIRST

You need a clear starting point that's matched to your child's age, not a generic "start here" that assumes every kid is the same.

SECOND

You need a structure that does the consistency work for you. Motivation gets you started. Structure keeps you going.

THIRD

You need the actual words. Most parents who care about this topic already have the intention. What stops them is standing in the kitchen not knowing how to begin.

THE SHORT VERSION

When you know what to teach, have a system that keeps you on track, and know exactly what to say, raising a grounded kid stops being the thing you quietly worry you are getting wrong, and becomes something you are finally doing something about.

THE MONEY AVENTURE STARTER KIT

My 7-year-old now has three jars on her dresser and explains to everyone who will listen why she's saving the biggest one for her 'big goal.' She set that up herself. I just followed the emails.

- Sarah M.

I'm a full-time working mom and I do not have extra hours. I was fully prepared to be another person who bought this and never opened it. We are on day 28. I have not missed a week.

- Melissa W.

READY TO RAISE A KID WHO ISN'T SPOILED BY A WORLD THAT'S TRYING?

Without turning your living room into the floor of the stock market or spending hours on something that falls apart by week two?

INTRODUCING

The Money Adventure

Starter Kit

A hands-on system for parents who want to raise grounded, money-smart kids who know the difference between what they want and what they really need. No finance degree required.

HERE'S WHAT'S INSIDE

PIECE 1

Follow the Money Trail

This is the core of the challenge. Over 30 days, you'll go on adventures that walk you through every foundational money concept your child needs, one at a time, in the right order. No prep. No overwhelm. Just open the messages and go.

The four money fundamentals: saving, spending, giving, and earning

Age-appropriate language and conversation starters built in

Troubleshooting for real kid reactions (including the difficult ones)

PIECE 2

Adventures in the Wild

One activity designed to land each money lesson in a way kids remember. Built for kids ages 6 to 11 who learn by doing, not by listening. Print them out, hand one over, and watch your child own the lesson in a way a conversation alone never could.

Hands-on activities that make abstract money concepts concrete

Zero prep required (everything is included on the sheet)

Designed for kids to complete with you, or mostly on their own

PIECE 3

Ready, Set, Adventure

The quick-start guide that makes sure you never open this kit and then stare at your inbox wondering what to do next. Then it maps out your entire 30 days so nothing sneaks up on you. It's not a manual. It's a launch sequence. And it's the reason people who buy this kit actually use it.

Plain-language explanations of every money concept in the kit

Word-for-word scripts for the conversations that feel hardest

Guidance for every age and every kind of kid

THE MONEY ADVENTURE STARTER KIT™

We already had Greenlight, we'd tried the Dave Ramsey kids book, we'd done the chore chart. Nothing stuck. What was different here was that it gave me the actual words to use with my daughter.

- Priya S.

I have an 11-year-old and a 6-year-old and I was worried the activities would be too easy for one or too hard for the other. My older daughter ended up explaining the needs vs. wants concept to her little brother on her own.

- Nicole B.

AND TO MAKE SURE THE ADVENTURE ACTUALLY LAUNCHES

We're including THREE BONUSES that blaze the trail for you.

Bonus #1: The Money Adventure Treasure Map

A beautifully designed progress tracker your child fills in over 30 days. Every completed lesson unlocks a new stop on the map. This is what turns a 30-day course into something your child is actually excited to come back to.

Bonus #2: The Money Adventure AI Guide

A custom AI guide trained on the Penny Wise system, available to you any time, day or night. Type in your kid's age and situation ("my 8-year-old refuses to save" or "my 10-year-old wants to start a business") and get an instant, specific answer.

Bonus #3: The Adventure Captain's Guide

The guide that makes you feel like you actually know what you're doing. For every lesson in the challenge, it tells you exactly what to say, what to avoid, and how to answer the questions you didn't see coming.

BY THE END OF THE 30-DAY ADVENTURE,

YOU WILL HAVE

+

Covered the key money topics (saving, spending, giving, earning) without turning family time into a finance lecture.

+

Held your child's attention about an important subject with activities that feel like play, not a homework assignment.

+

Replaced the eye-rolls and "this is boring" with real conversations your kids actually want to have

+

Built simple routines your family can keep up, even during the busy seasons when everything else falls apart.

+

A kid who can tell the difference between what they want and what they really need, even when everything around them says buy it now.

+

Knowledge that what you teach now will carry forward into how your kids handle money for the rest of their lives.

3 CORE PIECES

#1 / Follow the Money Trail / Value $97

#2 / Adventures in the Wild / Value $97

#3 / Ready, Set, Adventure / Value $97

PLUS BONUSES

#1 / Money Adventure Treasure Map / Value $47

#2 / The Money Adventure AI Guide / Value $47

#3 / The Adventure Captain's Guide / Value $27

TOTAL VALUE $412

REGULAR PRICE $97

TODAY'S PRICE ONLY $37

WE CARE ABOUT YOUR TIME.

AND YOUR MONEY.

TRY IT FOR 7 DAYS

We know starting something new with your kids takes a leap of faith.

We want to make that leap as small as possible.

If you go through the materials, try the activities, and decide the Money Adventure Starter Kit isn't right for your family, just let us know within 7 days and we'll give you a full refund. No explanation required. No hoops to jump through.

The only way to know if this works for your family is to try it.

We want to make sure that trying it costs you nothing.

A NOTE FROM KIM

When I was a kid, my mom put a $30 radio on layaway for me. She could not buy it all at once, so she paid for it a few dollars at a time, for weeks, until it was finally mine.

I still think about that radio. It makes me sad in a way that is hard to explain.

Here is what started getting to me. That same $30... as an adult, I was spending it without thinking. My kids and I would walk into a smoothie place, all of us order a $10 smoothie, walk out.

To my kids, $30 was nothing.

I realized my kids were learning from me that money has no weight at all. I wasn't spoiling them with big gifts, but I was teaching them money is invisible, just by living a comfortable life in front of them.

That is why I built this. I am not a finance expert. But I spent years as a TV producer and made a decent amount of money, and I've watched grown adults burn through eye-watering amounts of it.

I have a degree in education, and teaching this, to kids and the parents raising them, is the thing I have made my mission.

The Money Adventure Starter Kit is the way back I wish someone had handed me before I had to figure it out on my own.

Kids doing chores earning money

THE MONEY ADVENTURE STARTER KIT

3 CORE PIECES

#1 / Follow the Money Trail / Value $97

#2 / Adventures in the Wild / Value $97

#3 / Ready, Set, Adventure / Value $97

PLUS BONUSES

#1 / Money Adventure Treasure Map / Value $47

#2 / The Money Adventure AI Guide / Value $47

#3 / The Adventure Captain's Guide / Value $27

TOTAL VALUE $412

REGULAR PRICE $97

TODAY'S PRICE ONLY $37

QUESTIONS

& ANSWERS

HOW IS THE MONEY ADVENTURE KIT DIFFERENT FROM OTHER FINANCIAL LITERACY PRODUCTS?

Most financial literacy resources for kids are either apps that run on autopilot (no parent involved) or workbooks that feel like homework. This kit is built around conversation and shared experience. The parent is part of it. That's intentional, because the research is clear: kids who talk about money with their parents develop better money habits than kids who just use a tool.

WHAT AGES IS THIS DESIGNED FOR?

The activities and language are built for kids ages 6 to 11. That said, the parent-facing content works for any age. If your child is older, the concepts still apply. You may just find the conversation goes deeper, faster, which is a good problem to have.

WHAT IF I DON'T KNOW MUCH ABOUT MONEY TOPICS MYSELF?

That's fine. Every adventure is written in plain language with no jargon, and the Adventure Captain's Guide gives you the exact words to use at every step. You don't need a finance background. All you need 20 minutes and a kid who's curious. The kit handles the rest.

WHAT IF MY KID LOSES INTEREST HALFWAY THROUGH?

It happens. Kids are kids. The kit is designed for this. The Treasure Map gives your child a visual reason to keep going (they own the progress, not you), and the activities are short enough that a low-motivation day doesn't derail the whole challenge.

At some point your kid is going to learn about money.

The only question is

who teaches them and how expensive the lesson is.

BEFORE YOU GO

How many times have you thought "I really need to do something about this" and then gotten to the end of the week and done exactly nothing?

Yeah. We know.

How many times have you started something and watched it quietly die by week three because there was nothing to keep it going?

We hear this constantly.

Maybe you downloaded an app, handed it to your kid, and realized two weeks later they hadn't opened it since day one?

Somewhere, a financial literacy influencer is crying.

All of these things might be why you haven't made this happen yet, or why you're a little nervous to try something new.

That makes complete sense.

BUT HERE'S WHAT'S ALSO TRUE

You cannot make the world less spoiled. But you can raise a kid who stays grounded in it.

Get The Money Adventure Starter Kit for $37 today and start the conversations your kid will thank you for someday.

Kids doing chores earning money

3 CORE PIECES

#1 / Follow the Money Trail / Value $97

#2 / Adventures in the Wild / Value $97

#3 / Ready, Set, Adventure / Value $97

PLUS BONUSES

#1 / Money Adventure Treasure Map / Value $47

#2 / The Money Adventure AI Guide / Value $47

#3 / The Adventure Captain's Guide / Value $27

TOTAL VALUE $412

REGULAR PRICE $97

TODAY'S PRICE ONLY $37

THE MONEY ADVENTURE STARTER KIT

My son asked if he could start a business after the earning email. I laughed. Then he started charging the neighbors to water their plants while they're on vacation.

- James T.

We did the grocery store activity on a Saturday and my son spent the whole trip comparing unit prices and asking why we were buying the name brand pasta. He's nine.

- Christina F.

© 2026 Penny Wise ALL RIGHTS RESERVED.